Captives

Captives:   BizAssure consulting helps BizAssure brokers and their policyholders determine the feasibility, design and implementation of various captive programs. BizAssure will also find appropriate reinsurance and investment/finance partners.

Group Self-Insurance:   Complete design application and management assistance for California Group Self-Insurance. BizAssure will also assist in the placement of excess reinsurance and will consult on non-profit design.

High Deductible Programs:    Many standard insurance companies now offer high deductible programs for their clients. BizAssure believes, however, that much of the benefit of the high deductible approach is lost due to the requirement that most insurance companies establish claims reserves. BizAssure programs separate the claims reserving function from the insurance company. This allows BizAssure clients to truly realize the benefits of this approach by eliminating the insurer’s conflict of interest.

“Why our programs are designed for long term solutions!"

Whatever approach a company may consider - self-insurance, captives, or high deductible programs - success ultimately depends on an intelligently designed program that must out-perform traditional methods. BizAssure concentrates on bringing the right underwriting, claims loss prevention and financing resources that assure superior performance and measurable results!

Venue Selection • Feasibility Studies • Reinsurance Selection • Underwriting Design • Investment and Financing • Design Claims Administration • Claims Consulting • Marketing Assistance • Mutual Non-Profit Corporate Formation • Return-On-Investment Analysis • and more...