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How Premium Costs are Lowered

Preferred Group Underwriting

"Why would I join a club that would have me as a member?"  - Groucho Marx

When you insure with most conventional insurance programs, the "Groucho" companies and the "Great" companies are mixed.  Therefore, insurance company resources are stretched and used for the poorly performing company.  The BizAssure underwriting approach assures that only the best companies become part of our group.
Better Claims Administration
Many insurance companies today have claims file counts of over 300 per claims person.  This incredible file load means that many claims files are mishandled or not handled at all.  The BizAssure program has a maximum standard of 120 claims files per examiner.  Additionally, BizAssure requires significant peer review and a better strategy for claims reduction and resolution.
Superior Claims Strategies
BizAssure plays better poker!  All indemnity claims are reviewed by an attorney specializing in Worker's Compensation labor and insurance codes.  Simply put, BizAssure reduces claims costs by being more aggressive and having a better plan.
Employee Safety Incentives
The research is clear: when employees are motivated to "think safely," they also change their behavior to "act safely."  The BizAssure Safety Incentive Program offers prizes and awards for those companies that have better performance.
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